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Health Insurance Premiums Reach Record Highs Amid Rising Drug Costs

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Health Insurance Premiums Reach Record Highs Amid Rising Drug Costs

In 2025, the average annual health insurance premium for U.S. families with employer-sponsored coverage rose by 6%, reaching nearly $27,000, according to a survey by the health-policy organization KFF. Of that total, workers contributed an average of $6,850, with employers covering the remainder. The cost increase was primarily driven by higher spending on prescription drugs, particularly GLP-1 weight-loss medications like Wegovy and Zepbound, which have gained popularity for their effectiveness in aiding weight loss. For employers with over 200 workers, 36% reported that these drugs contributed to higher premiums, and among larger companies, a majority found actual costs exceeded expectations. To cope with rising expenses…..

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